Baccarat – The Low House Edge Casino Game


If you’re looking for a casino game with low house edges, you’ll want to give Baccarat a try. This table game is often tucked away in high-limit gaming areas and has one of the best odds for winning. Its simplicity and high payouts have earned it a following among many players. In this article, we’ll explore the rules of the game and how to maximize your chances for a win.

Baccarat is a simple card game that has three possible outcomes: the player hand winning, the banker’s hand winning, or a tie. The game is played with a standard deck of 52 cards shuffled together. Each card has a specific value according to its rank and type. The 10s and picture or face cards carry a value of zero, while the numbers from 2 through 9 are valued by their pip denomination, and the ace is worth one point.

The aim of the game is to get as close to nine as possible without going over. In order to calculate your total points, you have to add up the values of all the cards in your hand. The first digit is dropped when the total crosses nine or enters double digits. For example, an 8 and a 6 would result in a 15 total, which is dropped to five. Then, the second digit is added to the number to find your total point score.

When a player or banker hand wins the hand, all placed bets are paid out, and the game is over. The only exception is when the player or banker’s total points reach 8 or 9. If a third card must be drawn, this is done by placing the next card in the respective box and repeating the process. The dealer will then follow the fixed rules for determining when a third card is drawn.

If the banker’s hand and the player’s hand are equal in points, the game ends in a Tie, and bets on both sides are returned. In this scenario, the Banker’s bet has the lowest house edge of all bets in the game at around 1.2 percent. The Player’s bet, on the other hand, has a much higher house edge at over 14 percent.

To increase your chances for a win, you should always bet on the Banker. Although the Banker bet is subject to a small banker’s commission, it will win more often than the player’s bet and has a better overall house edge than a bet on the Tie. In addition, the Player’s bet has a much lower minimum wager than the Banker’s bet, making it an attractive option for new players. Nonetheless, it is important to set your limits and leave the table when you’ve reached them. Otherwise, you’ll risk losing more than you can afford to lose and will quickly find yourself in a hole. By taking this approach, you can make the most of your baccarat experience and enjoy the thrills of a Vegas-style table game without any of the complexities.